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  Topic Review (Newest First)
20-05-2020 12:44
nicholsong
Quote:
Originally Posted by Penquin View Post
We have a long standing booking for mid June with a site, nominally protected by insurance, booked early autumn last year, before CV was even in existence.

Yesterday they told me the booking would not be covered by the insurance for Cv as it's in their "general terms and conditions".

Oh, no it's not, there is no mention of it and it specifically says an epidemic IS covered, so they are trying to change the agreed terms now.

Could well be an interesting evolution as to what IS covered if you make a contract BEFORE something comes along.....l..

Dave


It might be worth pointing out to the insurers the long-standing principle in Insurance Law that a party to a contract that wishes to rely on an exclusion clause bears the onus of proof in establishing that exclusion.


It was not clear whether you were talking to brokes or direct to the insuring underwriters. Make sure that message gets to the insurers as brokers are not always reliable on policy interpretation.


May I tell you a persoanal story about relying on the principle.


My Grandmother died after several trips between care home and hospital. Her £3,000 diamond ring was missing. As executor I claimed..Insurers tried to rely on an exclusion for theft outside her home, but I was claiming for loss. They appointed a Loss Adjustor and I said it was only convenient to meet at my office, where I was working as a lawyer in the Litigation Dept.for a large prestigous City firm. I was unable to assist him as I had not seen Grandmother for 2 months.



A few days later I rang the Insurers Claims Manager, after he had Loss Adjuster's report, which probably contained my offic address, and pointed ot that none of us knew whether the ring was lost or stolen and did he still wish to rely on the exclusion. He paused and then the response was "The cheque will be in the post tonight". It was.



Geoff
19-05-2020 10:51
raynipper Yes, rock their boat Dave. Tell them the thousand other members of your online club will be very interested.

Ray.
19-05-2020 09:27
Penquin We have a long standing booking for mid June with a site, nominally protected by insurance, booked early autumn last year, before CV was even in existence.

Yesterday they told me the booking would not be covered by the insurance for Cv as it's in their "general terms and conditions".

Oh, no it's not, there is no mention of it and it specifically says an epidemic IS covered, so they are trying to change the agreed terms now.

Could well be an interesting evolution as to what IS covered if you make a contract BEFORE something comes along.....l..
19-05-2020 08:59
raynipper In France now.................

If it will be possible to go camping
Campsites have been closed since March 15, but many have now put in place a “health and safety protocol” to protect campers from the spread of the virus.

However, they must still remain closed. The government has issued no guidance on when or how they might reopen. This is also the case for holiday villages.

More information on this sector is expected to be announced at the end of May.

Ray.
18-05-2020 11:55
rayc
Quote:
Originally Posted by baldlygo View Post
Surely the end of motorhoming is as unlikely as Jeremy Charkson buying a caravan!
That is worrying as he has just bought a mobile home so who knows whether a tourer is his next purchase?

https://www.express.co.uk/celebrity-...-latest-update
18-05-2020 11:44
baldlygo Surely the end of motorhoming is as unlikely as Jeremy Charkson buying a caravan!
18-05-2020 03:57
rws4711 I fully agree, my generation must be the lucky one. No wars ( in western countries) good education, plenty off jobs, good healthcare and prosperity. I doubt that future generations will be that lucky.
17-05-2020 22:08
fdhadi Still around here Mike, thanks.
Obviously not as active on here (or anywhere else) as I used to be but still enjoying our Motorhome.

Still look in here every now and again, do miss it tbh but cutting down on computer time.
17-05-2020 21:24
Penquin
Quote:
Originally Posted by rayc View Post
I live in Dorset and feel fairly sure that if the lockdown was removed entirely tomorrow that hotel bookings for next weekend bank holiday would take off. It is a paradox that there seems reservations in parents sending children back to school but they appear happy to take them to the beaches and parks.

Not really since school is out of their control and their child would have to be close to others who MIGHT be carrying the bug, not their child but others....

They know that only they will be going to the beach or park so there is no problem with lots of others, and each family holds the same view. You have only to see the film today of the steps to access Lulworth Cove to see how many families each hold the view of their uniqueness. Estimated number of people is 2,500 at ONE place and it was far from unique....

They will never catch the bug because they are too important. / well off / clean / following the rules and so on. Each person of the many hundreds thinks they will be by themself at their chosen destination.

Even though they are perhaps one person in two thousand, five hundred on the beach, using the access steps etc. remember the Government estimate that 1 in 400 is carrying the bug....

So passing close to another person on the steps carries a risk - I hope no-one was coughing, or sneezing (hay fever ?) or wheezing or spraying droplets as they talk.....

But they won't catch the bug.....

.
17-05-2020 21:21
Ozzyjohn I suppose that could be because some parents think they have more control over their children as a family going to (say) the beach than they would have if their children went to school. Maybe?


Regards,
John
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