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If you join the Cycle Touring Club;
they offer their members third party insurance as an extra, as well as insurance for the bikes etc.
They are the specialists to contact, others ARE available;
£43.46, but I suspect that is for one person.... whereas the CTC has a couple rate.
or there is;
so there is a lot of choice out there, all offering 3rd party of around £2 million to £5 million........
Originally Posted by rosalan View Post
I understand your worry
Will you be bombing along at x Kls
I doubt you will ever reach a speed that experienced non electric bikers do on road
My electric bike is not for speed, it helps me up the hills
I can stop, walk when it seems too busy
Irritate other cyclists
Especially in Germany, by riding on the wrong side
But the hound from hell runs on the left
Sorry he is English
It's how it is
And We are too old to get excited
They ride several abreast
So move over
Rosalan had a near miss that could have had a terrible result imagine the same situation with a young child that could have resulted in a massive third party claim.
I would be mortified if I caused any harm to another person young or old and this is why I look for third party insurance in the event of a catastrophe help is at hand "insurance"
Third Party Insurance covers the only eventuality I personally care about!
That may be true
But somewhere along the line comman sense must prevail
There are so many things that can "happen"
I dread to think
If we were insured for all eventualities I doubt we could afford to venture out
I can understand the need for third party.
Last summer, after taking a wrong road, a nice old gentleman staggered onto the lane I was on and was very kindly explaining which way I should go. I accidentally caught the throttle on my bike which leapt forward and I only just managed to hold it back as the tyres caught the old chap in the chest while the bike did a quick arc through the air. He staggered for a moment, said nothing about the bike but continued telling us where we took a wrong turning. It could have turned out so much worse or if I had listened to my wife and switched the bike off. so much better.
|Littlebt||Thanks all for the input most relative to theft which I am not unduly concerned about as securing them isn't difficult, still would greatly appreciate any Third Party information if it's out there.|
Our bikes are included on our household insurance.
I think you are worrying unnecessary
I doubt you will be travelling as fast as an ordinary bike most of the time,
my son and son in law
Regularly do 100 mile rides in a day on normal bikes
Ou bikes are insured through the house insurance
have a look at this thread, further down in the cycling forum
I think I've also seen reference to the British Cycling Federation or the Cycle Touring Club providing cover for 3rd party laibilities, but I'm not sure whether it covered electric bikes.
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