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post #2 of (permalink) Old 14-11-2011, 16:15
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AFAIK the following process is used:-

Quotations are based on a Class 1 business use basis. If, however, the occupation input is one of the following:
The quotation will be based on Social Domestic & Pleasure use only

Any insurance policy will never be cheaper for everyone as there are too many variables and some insurers will gear their policy more towards a specific type of client perhaps, and also renewal / new business discounts etc all apply
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