A-Frame towed car insurance -URGENT - please. - Motorhome Forums, Motorhome Discussion, Motorhome Chat

User Tag List

 1Likes
  • 1 Post By HyFy
 
LinkBack Thread Tools
post #1 of 5 (permalink) Old 20-04-2021, 09:34 Thread Starter
Senior Member
 
HyFy's Avatar
 
Join Date: Dec 2010
Location: Much Dewchurch, Herefordshire
My Motorhome: Pilote Galaxy G781GJ Emotion
Posts: 144
Thanks: 42
Thanked 23 Times in 9 Posts
A-Frame towed car insurance -URGENT - please.

Good Morning

Tomorrow morning I am having an A-frame fitted to a Fiat 500 by TOWtal of Stoke. I rang my insurers, SAGA, to let them know of the modification and the chap did not understand what I was talking about and referred it "upwards". The reply was that their underwriters would get back to me in the "next few days". I underlined the urgency but it made no difference.

So I am looking at alternative insurance for the day-to-day use and also whatever cover they can provide whilst it is being towed by the motorhome.

I spoke with the agents for the CAMC insurance. They said, after having had to refer it "upwards" again, that they could provide comprehensive cover for the car's normal use but only 3rd Party whilst being towed. It's a new-ish car and that seems a big risk if someone rear-ends the towed car and decamps.

What experience/advice can anyone give me? I am sure that you understand that this is urgent as I don't want to be driving back from the fitting without full cover.

Thanks

Geoffrey
HyFy is offline  
Sponsored Links
Advertisement
 
post #2 of 5 (permalink) Old 20-04-2021, 22:57
Senior Member
 
Join Date: Jun 2007
Location: Belfast
My Motorhome: Hymer Exsis-i 504
Posts: 9,871
Thanks: 193
Thanked 532 Times in 504 Posts
Sorry I can't help Geoffrey but I'm just giving your post a bump. I'm sure you're quite anxious!

Jean
jiwawa is offline  
post #3 of 5 (permalink) Old 21-04-2021, 06:10
Senior Member
 
Penquin's Avatar
 
Join Date: Oct 2007
Location: Aquitaine
My Motorhome: Swift Kontiki 615
Posts: 21,490
Thanks: 1,014
Thanked 849 Times in 762 Posts
Personal Aire
Not an easy one and impossible here as A frames are not legal, insurance is invalidated if try due to French law.

But a bump for UK users.

Any typo that I make means the errorists win.

Any comments above are only MY OPINION and should be read as that.

http://www.leslezards.co.uk
Penquin is offline  
 
post #4 of 5 (permalink) Old 21-04-2021, 06:28
Senior Member
 
raynipper's Avatar
 
Join Date: Aug 2008
Location: Normandy. Just up the D903 from the roundabout with the D15
My Motorhome: Hobby 750 now sold.
Posts: 24,343
Thanks: 1,252
Thanked 480 Times in 452 Posts
Send a message via Skype™ to raynipper
I used Safegard years ago with an A frame toad. Not sure if they are still in existence.

Ray.

The FSA licensed a twice convicted fraudster to handle our life“s savings. Guess what? He robbed us of £750,000. http://raynipper.com
Brexit is madness orchestrated by the insane.
raynipper is online now  
post #5 of 5 (permalink) Old 22-04-2021, 21:07 Thread Starter
Senior Member
 
HyFy's Avatar
 
Join Date: Dec 2010
Location: Much Dewchurch, Herefordshire
My Motorhome: Pilote Galaxy G781GJ Emotion
Posts: 144
Thanks: 42
Thanked 23 Times in 9 Posts
SOLVED - I think/Hope

HI

Thanks for your efforts on my behalf.

I think that I solved this issue as far as the UK is concerned. I thought that the result had been posted but maybe I hit the wrong button.

SAGA eventually came back to me at the ninth hour and accepted the A-frame fittings and agreed comprehensive cover on the car when it was being towed. They even gave me a £9.32 refund of premium but couldn't explain why. Maybe it was an honesty reward!!

CAMC's brokers said that they would accept the modification to the Fiat but only offered 3rd Party when it was being towed. Not good enough on a new-ish car.

Churchill Plus policy would offer the same as SAGA.

Either way I stayed with SAGA as I've been with them for some vehicles (not the motorhome) for some years. They amended the policy by email and off I went to get the A-Frame fixings - but that is another story which I may write up later when I have sorted it all out. I hate Bungy Cords at the best of times but having them assist with the braking is not my idea of a good fix. I also hate slamming cables into bonnet catches and boots so ... I have some more work to do.

See also my request for help on how to reverse the beast(s)!!

Geoffrey
GMJ likes this.
HyFy is offline  
The Following User Says Thank You to HyFy For This Useful Post:
Penquin (22-04-2021)
Reply

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the Motorhome Forums, Motorhome Discussion, Motorhome Chat forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in










Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page



Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome