A-Frame towed car insurance -URGENT - please. - Motorhome Forums, Motorhome Discussion, Motorhome Chat

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post #1 of 5 (permalink) Old 20-04-2021, 09:34 Thread Starter
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A-Frame towed car insurance -URGENT - please.

Good Morning

Tomorrow morning I am having an A-frame fitted to a Fiat 500 by TOWtal of Stoke. I rang my insurers, SAGA, to let them know of the modification and the chap did not understand what I was talking about and referred it "upwards". The reply was that their underwriters would get back to me in the "next few days". I underlined the urgency but it made no difference.

So I am looking at alternative insurance for the day-to-day use and also whatever cover they can provide whilst it is being towed by the motorhome.

I spoke with the agents for the CAMC insurance. They said, after having had to refer it "upwards" again, that they could provide comprehensive cover for the car's normal use but only 3rd Party whilst being towed. It's a new-ish car and that seems a big risk if someone rear-ends the towed car and decamps.

What experience/advice can anyone give me? I am sure that you understand that this is urgent as I don't want to be driving back from the fitting without full cover.


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post #2 of 5 (permalink) Old 20-04-2021, 22:57
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Sorry I can't help Geoffrey but I'm just giving your post a bump. I'm sure you're quite anxious!

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post #3 of 5 (permalink) Old 21-04-2021, 06:10
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Not an easy one and impossible here as A frames are not legal, insurance is invalidated if try due to French law.

But a bump for UK users.

Any typo that I make means the errorists win.

Any comments above are only MY OPINION and should be read as that.

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post #4 of 5 (permalink) Old 21-04-2021, 06:28
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I used Safegard years ago with an A frame toad. Not sure if they are still in existence.


The FSA licensed a twice convicted fraudster to handle our life“s savings. Guess what? He robbed us of £750,000. http://raynipper.com
Brexit is madness orchestrated by the insane.
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post #5 of 5 (permalink) Old 22-04-2021, 21:07 Thread Starter
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SOLVED - I think/Hope


Thanks for your efforts on my behalf.

I think that I solved this issue as far as the UK is concerned. I thought that the result had been posted but maybe I hit the wrong button.

SAGA eventually came back to me at the ninth hour and accepted the A-frame fittings and agreed comprehensive cover on the car when it was being towed. They even gave me a £9.32 refund of premium but couldn't explain why. Maybe it was an honesty reward!!

CAMC's brokers said that they would accept the modification to the Fiat but only offered 3rd Party when it was being towed. Not good enough on a new-ish car.

Churchill Plus policy would offer the same as SAGA.

Either way I stayed with SAGA as I've been with them for some vehicles (not the motorhome) for some years. They amended the policy by email and off I went to get the A-Frame fixings - but that is another story which I may write up later when I have sorted it all out. I hate Bungy Cords at the best of times but having them assist with the braking is not my idea of a good fix. I also hate slamming cables into bonnet catches and boots so ... I have some more work to do.

See also my request for help on how to reverse the beast(s)!!

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