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post #11 of 31 (permalink) Old 30-04-2020, 00:01 Thread Starter
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You think, at nearly 3 times yours? Even the new quote I have is twice yours. Ok, there might be a bit of a difference as I only have 1 years No Claim Bonus (I don't need insurance in Australia), but that can't account for that much difference.

I reckon they think all Aussies are 22 year olds who will drive the vehicle into the dirt and hit everything in sight. I'm 55 and drive very carefully.

Anyway the £775 option is bearable, though I might not insure it while in storage.
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post #12 of 31 (permalink) Old 30-04-2020, 00:44
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Quote:
Originally Posted by wfdTamar View Post
Problem is I'm Australian (resident). My Hymer is in the UK and used there and in the EU. They have us foreigners over a barrel. Last year I only had two companies as options and the other was 50% more. This year I have found a much better option £775 (though a £350 excess) with no limit on windscreen cover (and a £75 excess on that) which is a relief for the reason you gave. Still irks as it'll most likely be in storage the whole year.
I wonder if you would be able to give me the name of your insurance Company as I was unable to find any company in the UK to insure us. Our motorhome is currently in the Uk and even though my wife is English and we would be able to supply an English address we had no luck. As an dual citizen of Australia and Germany I can register the vehicle in Germany but doing it in England would be preferred
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post #13 of 31 (permalink) Old 30-04-2020, 00:55 Thread Starter
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I've sent you a PM too.

I think it's not having a UK licence and not being a UK resident that makes the difference.

I got quotes last year from:
DUInsure (Down Under Insurance). Very expensive - I think they aim at the 'gap year' younger market which may explain why its so expensive.

HIC (Walkabout) - similar to above, but not quite so expensive for me.

These two were the only ones i found last year so I went with HIC. They have been very lazy to deal with, but as I have no experience of UK insurance maybe that's normal.

The ones I will probably use next is keithmichaels.co.uk (they gave me the £775 quote).

Someone also said they knew of Australians that got it through the CCC (Caravan & Camping Club I think) insurance. I've emailed them, but no response.

Last edited by wfdTamar; 30-04-2020 at 00:57.
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post #14 of 31 (permalink) Old 30-04-2020, 14:28
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Have you tried Comfort Insurance? They insure full timers by using their address as the residential address so they may do the same for you?
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post #15 of 31 (permalink) Old 30-04-2020, 22:33 Thread Starter
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I asked them last year - they said no.
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post #16 of 31 (permalink) Old 01-05-2020, 02:56
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We always fall over the same question they are asking
How long have you lived at this Adresse?
If we honest and say just a couple of weeks nobody is interested insuring us
If we lie than the danger is we might not get paid out in case of something happening.
We both have European driving licences and my wife travels on a UK passport but that seem not be good enough.

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post #17 of 31 (permalink) Old 01-05-2020, 06:45
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Sadly so many facets of modern life are now black and white. Long gone are the days when you could explain circumstances and get a human judgement. Everything now is decided by a computers logic from finance, security to memberships etc. It doesn't make life any easier unless your Mr Average.

Looking back over my life there were many situations available then that have been closed now. It doesn't make it any easier and I wonder if we have enjoyed the freedoms todays generation will never know.

Ray.
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The FSA licensed a twice convicted fraudster to handle our life“s savings. Guess what? He robbed us of £750,000. http://raynipper.com
Brexit is madness orchestrated by the insane.

Last edited by raynipper; 01-05-2020 at 07:36.
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post #18 of 31 (permalink) Old 01-05-2020, 06:50 Thread Starter
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All the ones I listed in post #13 will accept a non residential address.
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post #19 of 31 (permalink) Old 01-05-2020, 08:06
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In our innocence, years ago, we used to be more economic with the truth. Now we have more experience, and sense, we do not do that.
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post #20 of 31 (permalink) Old 01-05-2020, 09:23
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Yes Pat but there were not the proviso's years ago and things were more general and not connected via a computer or 'search'.
I managed to create an alternative identity, mortgage, bank account and even went to court in this bogus identity. It wasn't done for any criminal activity just personal needs at the time.

Ray.

The FSA licensed a twice convicted fraudster to handle our life“s savings. Guess what? He robbed us of £750,000. http://raynipper.com
Brexit is madness orchestrated by the insane.
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