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post #1 of 10 (permalink) Old 02-05-2019, 19:34 Thread Starter
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Newbie looking for insurance

We pick up our new Frankia in couple of weeks and been phoning round for some quotes. Because of the value we have ticked all the boxes for tracker, alarms etc but now they want to refer me further as I haven’t got a year or more experience other than renting a motorhome in Spain for couple of weeks. Can anyone recommend a company that is more reasonable to new motorhome drivers before I end up cancelling the purchase.

Didn’t realise buying a motorhome is so stressful.
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post #2 of 10 (permalink) Old 02-05-2019, 19:47
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We are, as you will see, in Germany and insuring the Motorhome is expensive because we started off with no no claim bonus because it is also our first Motorhome. Insurance still costing well over €1,000 5 years on. Owning a Motorhome is not a cheap affair.

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post #3 of 10 (permalink) Old 02-05-2019, 20:29
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Strewth Jan. Thats heavy insurance. My Hobby although only €22k value was €350 a year until I reduced the perceived annual mileage (kms) down to 8k and then the premium was €250 here in France.

Ray.

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post #4 of 10 (permalink) Old 02-05-2019, 20:46
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Originally Posted by raynipper View Post
Strewth Jan. Thats heavy insurance. My Hobby although only €22k value was €350 a year until I reduced the perceived annual mileage (kms) down to 8k and then the premium was €250 here in France.

Ray.
But how long had you been driving things other than cars Ray, you've had motor homes for some years I think haven't you?

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post #5 of 10 (permalink) Old 02-05-2019, 20:57
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Yes Jan. After showing the French insurance agent my last UK renewal with 50% NCD, they honoured same. But that still only put the full premium at about €600.

Ray.

The FSA licensed a twice convicted fraudster to handle our life´s savings. Guess what? He robbed us of £750,000. http://raynipper.com
Brexit is madness orchestrated by the insane.
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post #6 of 10 (permalink) Old 02-05-2019, 21:00
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Yes Jan. After showing the French insurance agent my last UK renewal with 50% NCD, they honoured same. But that still only put the full premium at about €600.

Ray.
How long ago Ray? insurance has gone up a lot in the last 30 years you know

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post #7 of 10 (permalink) Old 02-05-2019, 21:04
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I only cancelled my policy last year when we sold the van. My last 2018 demand was €279.

Ray.

The FSA licensed a twice convicted fraudster to handle our life´s savings. Guess what? He robbed us of £750,000. http://raynipper.com
Brexit is madness orchestrated by the insane.
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post #8 of 10 (permalink) Old 02-05-2019, 21:07
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Originally Posted by raynipper View Post
I only cancelled my policy last year when we sold the van. My last 2018 demand was €279.

Ray.
Yes, but when was your first insurance for a Motorhome Ray, how many years of ncb did you have.

Don't forget the Navajo was new and cost about €70,000 after we paid the tax here.

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Last edited by JanHank; 02-05-2019 at 21:10.
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post #9 of 10 (permalink) Old 02-05-2019, 21:38
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OH I see. It maybe many years but most companies will give you 50% after only a few years. It doesn't get cheaper the longer you have it. I think they vary but I seem to remember seeing discounts of 50% being offered after only 3 years.
I realise other factors play a part. Value, experience, locality, base vehicle, etc. I was just saying yours seemed expensive.

Ray.

The FSA licensed a twice convicted fraudster to handle our life´s savings. Guess what? He robbed us of £750,000. http://raynipper.com
Brexit is madness orchestrated by the insane.
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post #10 of 10 (permalink) Old 02-05-2019, 21:49
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Originally Posted by raynipper View Post
OH I see. It maybe many years but most companies will give you 50% after only a few years. It doesn't get cheaper the longer you have it. I think they vary but I seem to remember seeing discounts of 50% being offered after only 3 years.
I realise other factors play a part. Value, experience, locality, base vehicle, etc. I was just saying yours seemed expensive.

Ray.
We asked around Ray, all more or less the same so we stuck with our usual man who does more for us than the insurances, he's our consultant on German procedures, very helpful chap.

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