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-   -   Getting insurance on foreign registerd MH (https://forums.motorhomefacts.com/45-motorhome-insurance/235695-getting-insurance-foreign-registerd-mh.html)

nicholsong 23-03-2019 13:03

Getting insurance on foreign registerd MH
 
In anticipation of Brexit I am looking at re-registering the MH in Poland, but in advance want to find insurance.


It is difficult in Poland. Even my existing Underwriters, Allianz with whom I have current UK insurance till July, will not provide it in Poland because vehicle is >12 years.


I know that most insurers in most countries will only insure vehicles registered in that country. I think this is not because of laws but company policy.


Does anyone know of any insurers in any country who will insure a MH registered in another country?


I know this is a bit of a long-shot but I have to find a solution.


Geoff

powerplus 23-03-2019 14:45

hi

there is a company in portugal spain and the uk called abbygate that cover cars out here in portugal and spain

might be worth giving them a try


barry

raynipper 23-03-2019 14:53

I know French insurers will only give short term insurance to foreign registered vehicles while you try and register it in France.
It's took me over six months to reregister my Hobby and the insurance co checked every three months on progress.

Ray.

Mrplodd 23-03-2019 20:41

Wouldn’t worry yet. No way is Brexit going to happen for years (if ever!)

Andy

Burgo 24-03-2019 22:00

Quote:

Originally Posted by nicholsong (Post 3022379)
I know that most insurers in most countries will only insure vehicles registered in that country. I think this is not because of laws but company


Geoff

I believe it is actually the law. Normally you can drive a foreign registered vehicle for up to 6 months, after which it needs to be registered under that countries regulations. Insurance companies can only insure vehicles registered in the country in which they too are registered. Same applies if yiu bring a foreign vehicle into the UK. Also note that many other countries insure "the vehicle to be driven by people" unlike the UK which insures "people to drive vehicles".

Penquin 25-03-2019 08:08

My experience is the same as Ray's, insurance for a limited time but checks by company every month....

In daughter's case they got VERY awkward and would only insure for ONE MONTH.

Sadly, because of this treatment, once the vehicle had completed its registration they refused to accept the UK certificate of No Claims discount and wanted a certificate less than two months old..... which as they had been insuring the vehicle on a monthly basis for 5 months could not be supplied.

Went to a different insurer and were only asked for proof of NCD in U.K.

So watch out for such things, IMO insurers in the U.K. are the most flexible, but they insure the person e.g to drive other vehicles with 3rd Party cover, that does NOT exist in France as the vehicle is insured for ALL DRIVERS with some restrictions e.g. age, valid licence (obviously). That is important if vehicle >3.5t as only pre-97 licences cover automatically.

raynipper 25-03-2019 08:22

Yes Dave. For the NCD when we came to France, luckily being a bit of a Magpie I had saved all my past UK insurance renewals showing my NCD entitlement for many years. Our French agent accepted these and immediately gave us the 50% discount which exists today.

Ray.

erneboy 25-03-2019 09:07

I live in the UK but my van is insured under a scheme operated in the Republic of Ireland.

kabundi 25-03-2019 10:44

Quote:

Originally Posted by erneboy (Post 3022695)
I live in the UK but my van is insured under a scheme operated in the Republic of Ireland.

Alan

If you are referring to the Dolmen (Dublin) scheme they only provide cover for residents of Ireland, north and south

erneboy 25-03-2019 10:49

Yep. I know Kabundi. I only mention it to show that it seems to be legally possible within the EU for an Insurer in one country to insure vehicles registered in another.


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