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post #1 of 6 (permalink) Old 13-08-2018, 16:01 Thread Starter
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E Bike insurance

Just bough the OH an electric bike and I will also get one this year at some point .
With over three thousand pounds worth of bike I was wondering how best to insure them for loss during our European trips and with who? Is it best to go to one of the dedicated bike insurers or just try to add to my MoHo policy .
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post #2 of 6 (permalink) Old 13-08-2018, 17:33
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Check with the CTC (cyclist touring club). Membership used to include insurance but not sure about e-bikes. Note there is a difference between e-bikes and pedelecs. Pedelecs have to be pedalled whereas e-bikes can be propelled with a throttle.
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post #3 of 6 (permalink) Old 13-08-2018, 19:03
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you'll probably find that your motorhome or home insurance will only cover a max value of c£1000 for bikes which is never enough for those of us who have expensive bikes as we may race on them (I'm a triathlete) or just enjoy them. in these cases you're best using specialist cycle cover but even here, you need to look carefully at the details, and they can often be expensive for single bike cover.

I use a specialist company - Pedalcover - for my home insurance as they cover my house and contents and all my bikes through Europe, and also cover if I'm racing (often a get out for many insurers) with a max value of £15K per bike and as many bikes as I want (we have 6). and overall, their insurance costs compare, if not beat, other household insurers.

there are a number of specialist bike insurers out there but Pedalcover is highly rated by many, but also take a look at Bikemo or Yellowjersey

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post #4 of 6 (permalink) Old 13-08-2018, 22:03
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Cycle Touring Club no longer give free insurance AFAIK but do have some sort of an arrangement so that you can get insurance - many bikes with e.g. Carbon fibre frames are worth well over the £3k mark....


that says that 3rd Party insurance is included for members and that CycleCover insurance can be arranged up to a value of £3k so perhaps things are not so rosy there.... sorry to get your hopes up and then dash them.....

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Last edited by Penquin; 13-08-2018 at 22:32.
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post #5 of 6 (permalink) Old 13-08-2018, 22:09
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I used E Bike for the insurance on my scooter, electric bikes I don't know.


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post #6 of 6 (permalink) Old 14-08-2018, 00:57
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Mine is on house insurance anywhere in world. Aviva cover up to £3500 per bike but we were already paying for bike insurance

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