E Bike insurance - Motorhome Forums, Motorhome Discussion, Motorhome Chat

User Tag List

 
LinkBack Thread Tools
post #1 of 6 (permalink) Old 13-08-2018, 17:01 Thread Starter
Senior Member
 
Join Date: Sep 2009
Location: Isle of Anglesey
Posts: 587
Thanks: 21
Thanked 3 Times in 3 Posts
E Bike insurance

Just bough the OH an electric bike and I will also get one this year at some point .
With over three thousand pounds worth of bike I was wondering how best to insure them for loss during our European trips and with who? Is it best to go to one of the dedicated bike insurers or just try to add to my MoHo policy .
wp1234 is offline  
Sponsored Links
Advertisement
 
post #2 of 6 (permalink) Old 13-08-2018, 18:33
Senior Member
 
Join Date: Apr 2006
Location: Ribble Valley, lancashire
My Motorhome: Hymer 504
Posts: 1,167
Thanks: 57
Thanked 42 Times in 35 Posts
Check with the CTC (cyclist touring club). Membership used to include insurance but not sure about e-bikes. Note there is a difference between e-bikes and pedelecs. Pedelecs have to be pedalled whereas e-bikes can be propelled with a throttle.
charlieivan is offline  
post #3 of 6 (permalink) Old 13-08-2018, 20:03
Senior Member
 
fatbuddha's Avatar
 
Join Date: Aug 2006
Location: rural Zuzzex
My Motorhome: Chausson Welcome 610
Posts: 2,090
Thanks: 3
Thanked 141 Times in 129 Posts
you'll probably find that your motorhome or home insurance will only cover a max value of c£1000 for bikes which is never enough for those of us who have expensive bikes as we may race on them (I'm a triathlete) or just enjoy them. in these cases you're best using specialist cycle cover but even here, you need to look carefully at the details, and they can often be expensive for single bike cover.

I use a specialist company - Pedalcover - for my home insurance as they cover my house and contents and all my bikes through Europe, and also cover if I'm racing (often a get out for many insurers) with a max value of £15K per bike and as many bikes as I want (we have 6). and overall, their insurance costs compare, if not beat, other household insurers.

there are a number of specialist bike insurers out there but Pedalcover is highly rated by many, but also take a look at Bikemo or Yellowjersey

and the Lord said unto John "come forth and receive eternal life". but John came fifth and won a toaster........
fatbuddha is offline  
 
post #4 of 6 (permalink) Old 13-08-2018, 23:03
Senior Member
 
Penquin's Avatar
 
Join Date: Oct 2007
Location: Aquitaine
My Motorhome: Swift Kontiki 615
Posts: 17,603
Thanks: 560
Thanked 627 Times in 551 Posts
Personal Aire
Cycle Touring Club no longer give free insurance AFAIK but do have some sort of an arrangement so that you can get insurance - many bikes with e.g. Carbon fibre frames are worth well over the £3k mark....

https://www.cyclinguk.org/

that says that 3rd Party insurance is included for members and that CycleCover insurance can be arranged up to a value of £3k so perhaps things are not so rosy there.... sorry to get your hopes up and then dash them.....

Thinking of; Mavis, Ray, Sandra and Albert at this time.

Any comments above are only MY OPINION and should be read as that.

http://www.leslezards.co.uk

Last edited by Penquin; 13-08-2018 at 23:32.
Penquin is online now  
post #5 of 6 (permalink) Old 13-08-2018, 23:09
Senior Member
 
rayrecrok's Avatar
 
Join Date: Nov 2008
Location: East Yorkshire looking out at the sea
Posts: 12,083
Thanks: 95
Thanked 91 Times in 74 Posts
I used E Bike for the insurance on my scooter, electric bikes I don't know.


ray.

An old cowboy died and left his ranch to his three boys. They named the ranch "Focus", because it's where the sons raise meat. .. . . ray......
rayrecrok is online now  
post #6 of 6 (permalink) Old 14-08-2018, 01:57
Senior Member
 
pete4x4's Avatar
 
Join Date: Dec 2006
Location: Daventry
My Motorhome: 2012 Bailey Approach 740
Posts: 1,305
Thanks: 5
Thanked 22 Times in 22 Posts
Personal Aire
Mine is on house insurance anywhere in world. Aviva cover up to £3500 per bike but we were already paying for bike insurance

This is me
pete4x4 is offline  
Reply

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the Motorhome Forums, Motorhome Discussion, Motorhome Chat forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in










Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page



Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome