Trips over 30 days - Page 2 - Motorhome Forums, Motorhome Discussion, Motorhome Chat

User Tag List

 1Likes
Reply
 
LinkBack Thread Tools
post #11 of 23 (permalink) Old 06-03-2018, 20:03
Senior Member
 
barryd's Avatar
 
Join Date: May 2008
Location: Richmond North Yorkshire or up an Alp. I like Guitar, Beer and flying around France on a Scooter
My Motorhome: A big White one.
Posts: 27,659
Thanks: 313
Thanked 1,018 Times in 883 Posts
Personal Aire
I cant even remember what Home insurance company I am currently with but I noticed on my last policy I think it was 60 days and after that you were still insured but at a reduced level. So I think if I got burgled (unlikely) I might have been stuffed but if the the place burned down I would have been covered. Best check with your insurer. You may have enough cover after 60 days. Or get someone to come and stay in the house for a day or two mid trip then the clock starts ticking again.


Follow our barmy adventures at Hank the Tanks Website or for really anarchic motorhome tomfoolery visit Motorhome Fruitcakes (Parental Guidance required)
barryd is offline  
Sponsored Links
Advertisement
 
post #12 of 23 (permalink) Old 06-03-2018, 20:10
Senior Member
 
Mrplodd's Avatar
 
Join Date: Mar 2008
Location: Weymouth
My Motorhome: A Caravan of all things !!
Posts: 9,036
Thanks: 103
Thanked 503 Times in 425 Posts
Quote:
Originally Posted by barryd View Post
get someone to come and stay in the house for a day or two mid trip then the clock starts ticking again.
Thatís exactly what I do, I checked with my insurer (Privilege) they were happy as the policy says the property must not be left UNOCCUPIED for longer than the specified period, so if someone stays overnight the ďclockĒ restarts (I made a note of the time and date because all calls are recorded!)

Andy

Its not the destination that matters.

It's who you share the journey with (even if like me, itís in a caravan!)
I am very fortunate to have Mrs Plodd to share mine with
Mrplodd is offline  
post #13 of 23 (permalink) Old 06-03-2018, 20:15 Thread Starter
GMJ
Senior Member
 
GMJ's Avatar
 
Join Date: Jun 2014
Location: Beautiful west Wales - in the Cothi Valley
My Motorhome: 2017 Autotrail Comanche
Posts: 5,133
Thanks: 793
Thanked 306 Times in 285 Posts
Personal Aire
tbh we probably would have someone come in and stay if we were away on a long trip so that isn't a huge issue.

Graham

Which ever way you look at it, we are MUCH BETTER OFF in the EU than outside!


GMJ is offline  
 
post #14 of 23 (permalink) Old 06-03-2018, 22:52
Senior Member
 
barryd's Avatar
 
Join Date: May 2008
Location: Richmond North Yorkshire or up an Alp. I like Guitar, Beer and flying around France on a Scooter
My Motorhome: A big White one.
Posts: 27,659
Thanks: 313
Thanked 1,018 Times in 883 Posts
Personal Aire
Quote:
Originally Posted by GMJ View Post
tbh we probably would have someone come in and stay if we were away on a long trip so that isn't a huge issue.

Graham
Do you have a wine or beer cellar? Just wonderin.
GMJ and GMJ like this.


Follow our barmy adventures at Hank the Tanks Website or for really anarchic motorhome tomfoolery visit Motorhome Fruitcakes (Parental Guidance required)
barryd is offline  
post #15 of 23 (permalink) Old 07-03-2018, 10:07 Thread Starter
GMJ
Senior Member
 
GMJ's Avatar
 
Join Date: Jun 2014
Location: Beautiful west Wales - in the Cothi Valley
My Motorhome: 2017 Autotrail Comanche
Posts: 5,133
Thanks: 793
Thanked 306 Times in 285 Posts
Personal Aire
Quote:
Originally Posted by barryd View Post
Do you have a wine or beer cellar? Just wonderin.
...that stuff doesn't last long in our house I can tell you...

Graham

Which ever way you look at it, we are MUCH BETTER OFF in the EU than outside!


GMJ is offline  
post #16 of 23 (permalink) Old 06-06-2018, 16:17 Thread Starter
GMJ
Senior Member
 
GMJ's Avatar
 
Join Date: Jun 2014
Location: Beautiful west Wales - in the Cothi Valley
My Motorhome: 2017 Autotrail Comanche
Posts: 5,133
Thanks: 793
Thanked 306 Times in 285 Posts
Personal Aire
I just renewed our travel insurance with American Express for the 6th year in a row.. for the mighty cost of £53.85 (and it covers Mrs GMJs asthma and MS). In fact the premium is exactly the same as last year


We claimed £1500 off them for a failed holiday 5 years ago and they didn't put the premium up at all the following year either...major result!!



They don't cover trips on this policy for longer than 31 days however so I'll just have to shop around and get a 60 day policy in place as a one off for the Spain trip next January.


Graham

Which ever way you look at it, we are MUCH BETTER OFF in the EU than outside!


GMJ is offline  
post #17 of 23 (permalink) Old 06-06-2018, 16:50
Senior Member
 
Join Date: May 2009
Location: UK and Katowice, Poland, plus All Europe
My Motorhome: Niesmann+Bischoff Arto 69GL (2003)
Posts: 12,465
Thanks: 860
Thanked 445 Times in 396 Posts
When Insurers talk about trips are they talking about people or the MH, as we frequently leave the MH and fly back, so our trips are shorter than the MH ones?

Also with house insurance is the trip limitation for the time the named insurer is away or for the time the property is vacant? In our case the whole property, on one insurance policy, is on two floors with two 'families' occupying and as we are all never away together I suppose the question does not arise, unless it applies to the 'Insured' Basia being away, even if the property is still occupied.

Geoff
nicholsong is offline  
post #18 of 23 (permalink) Old 06-06-2018, 16:59 Thread Starter
GMJ
Senior Member
 
GMJ's Avatar
 
Join Date: Jun 2014
Location: Beautiful west Wales - in the Cothi Valley
My Motorhome: 2017 Autotrail Comanche
Posts: 5,133
Thanks: 793
Thanked 306 Times in 285 Posts
Personal Aire
It's people insurance I am after. The American Express policy is great for up to 31 days but to upgrade to a policy that allowed 60 day trips cost another £300



The MH is covered for trips up to 60 days.



The house insurance I need to renew when we move anyway but I can always get friends to stay for the odd night or two when we are away so that the clock is reset if there is a 30 day clause.


Graham

Which ever way you look at it, we are MUCH BETTER OFF in the EU than outside!


GMJ is offline  
post #19 of 23 (permalink) Old 06-06-2018, 18:42
Senior Member
 
aldra's Avatar
 
Join Date: Jul 2009
Location: bury lancashire
My Motorhome: Adria coral supreme
Posts: 27,335
Thanks: 919
Thanked 407 Times in 390 Posts
Quote:
Originally Posted by GMJ View Post
tbh we probably would have someone come in and stay if we were away on a long trip so that isn't a huge issue.

Graham
Hopefully on our next trip NO ONE will stay

And our house will be as pristine (ish) as we left it
Gas, electric unused

To be fair itís been older grandkids and they havenít managed to remove the large quantities of washing / drying / pizza boxes in time

And thatís without looking at the wooden floors

Still itís always good to be home

Great to see those grandkids again

They now have their own homes, so we see them less

As we should as the live their own lives

So the next generation are on the way up

So I guess more washing/ drying/ pizza boxes to come

If we we live long enough for them to practise self sufficiency in our home
Sandra
aldra is offline  
post #20 of 23 (permalink) Old 06-06-2018, 18:54
Senior Member
 
Join Date: May 2009
Location: UK and Katowice, Poland, plus All Europe
My Motorhome: Niesmann+Bischoff Arto 69GL (2003)
Posts: 12,465
Thanks: 860
Thanked 445 Times in 396 Posts
Quote:
Originally Posted by aldra View Post
Hopefully on our next trip NO ONE will stay

And our house will be as pristine (ish) as we left it
Gas, electric unused

To be fair itís been older grandkids and they havenít managed to remove the large quantities of washing / drying / pizza boxes in time

And thatís without looking at the wooden floors

Still itís always good to be home

Great to see those grandkids again

They now have their own homes, so we see them less

As we should as the live their own lives

So the next generation are on the way up

So I guess more washing/ drying/ pizza boxes to come

If we we live long enough for them to practise self sufficiency in our home
Sandra
Sandra

That sounds like a contradiction of terms, the way you 'Mother' your family.

Maybe you were being sardonic

Geoff
nicholsong is offline  
Reply

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the Motorhome Forums, Motorhome Discussion, Motorhome Chat forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in










Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page



Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome