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post #1 of 21 (permalink) Old 24-08-2014, 15:13 Thread Starter
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Lending M/H to family!

We offered our M/H to my wife's son and partner to holiday in All they had to do was find their own insurance They rang dozens of insurance companies who were happy to insure them until they found out that the vehicle was not theirs Some had almost taken the money until it was noticed that the vehicle was a M/H They eventually find an insurer near Peterborough who insure by 24hr slots. It was something to do with insuring a vehicle that was already insured by someone else
(It doesn't apply to sleep in Horse Boxes apparently.)
Has anyone else come across this problem?
John
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post #2 of 21 (permalink) Old 24-08-2014, 15:17
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as someone who has done this, it's best to add them as named drivers on your insurance at the renewal date, they will charge an amendment fee if it's part way through the year. There are short term insurers about, check down the forum on this. How old are they?


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post #3 of 21 (permalink) Old 24-08-2014, 15:59
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John,
The Granduca is over 3500 isn't it? Does the wife's son & partner have the necessary driving licence?
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post #4 of 21 (permalink) Old 24-08-2014, 17:21
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Hey up.

My son "borrowed" our van to go to Northumberland without asking me, to which the answer would have been over my dead body, I have seen him driving before and he has also written two of my transit vans and a Nissan Patrol Jeep of mine off before his 20th birthday..

So off he went, buggerd the gearbox up came back on a low loader parked up on the drive and said nowt.. Move on a few weeks I rang him to fill the van with water as we are going away for a bit and I will collect it tomorrow..

Outcome bank of dad to the rescue, I even had to source another gearbox and have it fitted..

Lend the van out, you must be mad!..

ray.

Just watching a shifty looking geezer in the library searching intently through the 'S' section of the dictionary, he's stopped now.

I think he's up to something. . .. . . ray......
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post #5 of 21 (permalink) Old 24-08-2014, 17:21 Thread Starter
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BognorMike, the son is 42 and I am on Saga so I don't think they will entertain him as a named driver.
Bill, the Granduca is plated as 3400 but he is licenced for 7.5 ton anyway.

Regs,
John
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post #6 of 21 (permalink) Old 24-08-2014, 17:31
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Quote:
Originally Posted by rayrecrok
Hey up.

My son "borrowed" our van to go to Northumberland without asking me, to which the answer would have been over my dead body, I have seen him driving before and he has also written two of my transit vans and a Nissan Patrol Jeep of mine off before his 20th birthday..

So off he went, buggerd the gearbox up came back on a low loader parked up on the drive and said nowt.. Move on a few weeks I rang him to fill the van with water as we are going away for a bit and I will collect it tomorrow..

Outcome bank of dad to the rescue, I even had to source another gearbox and have it fitted..

Lend the van out, you must be mad!..

ray.
Is he still alive Ray????
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post #7 of 21 (permalink) Old 24-08-2014, 17:37 Thread Starter
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Bloody hell Ray, I don't think any of our kids would do anything like that

Regs,
John
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post #8 of 21 (permalink) Old 24-08-2014, 17:47
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We have our two sons and 1 SIL

Insured as named drivers

It cost peanuts to add them

And yes they have the van during school holidays, it's in France at the moment

Only problem is emptying the van of our belongings

So they can fill it with theirs

They have no idea just how irritating that is

Aldra
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post #9 of 21 (permalink) Old 24-08-2014, 18:02 Thread Starter
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Annoying yes Aldra, but we found so many things we had forgot we owned

John
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post #10 of 21 (permalink) Old 24-08-2014, 18:03
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Not while I can still drive they wouldn't.

It's OK thinking they're the responsible adults you brought them up to be, and well the may be, but how often have they driven some thing that size, do they have the correct licence, can they afford to repair it if they do break it, or something inside, also they might be perfect and do nothing wrong, but someone else could write it off for you, due to them not knowing what to do under certain driving circumstances in that type of vehicle.
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