Join Date: Sep 2011
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Many thanks to all for raising some interesting points from my original post and giving me a few leads .
I do also have experience with the 6 month dilemma .... I arrived in Croatia to live back in 2000 and at that time I brought a UK registered car . Most Brit expats who are permanently resident in another country are aware of their peculiar legal requirements after six months residency , we try to find ways to comply as far as is practical and hope for the best .
Croatia is no different and for a few years I kept the UK vehicle over here and was indeed able to get it reinsured (but only 3rd party) every six months . As The Nomad said , there is always a company willing to take your money and issue a certificate (but will they pay out ??) .
I was not comfortable with this arrangement and after a couple of years I got rid of the vehicle and bought a kosher Cro registered vehicle , Cro insurance etc .
Driving around long-term with a UK vehicle was not a good solution for me . Legally , I was/am a permanent resident of Croatia , but aside from wanting to keep legal , a major worry was regarding what could happen in case of a big insurance claim e.g. involving liability from injury (or worse) – you can be sure that the company who so easily took the money for so long and who so easily gave out certificates will be looking for a way to escape a massive payout . In my mind , there is no doubt that in such a case the insurers will point to the owners status and responsibility , make the claim void .
And by recently buying a Cro-legal MH , I gave myself another problem ! - it has 3rd party insurance , but can't get any full-comp or MH-specific insurance because there is no market for that here !
Still waiting to hear back from ADAC , I had hoped that they were my last chance but after considering thieawin's good explanation , seems that I won't be able to crack this one . Will be more than a bit of a worry touring around Europe without any breakdown cover or MH insurance .