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post #1 of 12 (permalink) Old 15-03-2014, 17:19 Thread Starter
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Rise In Premium

When I first insured my 'van in 2009 the premium, in full, was £158.88 (Frank Pickles). The following year it went down to £150. I thought, for full comp. that was very reasonable.

The premium has crept up each year. I particularly resent items such as 'Administration Fee' - the preparation of the insurance should include that, surely. What is the point of itemising it?

Last year I was grateful to have a damaged windscreen replaced, free of charge, but apparently this does not count against one's no claims bonus.

Today I received my renewal documents and the premium has risen again, to £239.43. I'm not sure what percentage rise that is over five years but is probably above the rate of inflation.

So, is it worth shopping around?

I own an Autosleeper Symbol, yr. 2000, Peugeot Boxer, petrol (a van conversion high top). Two drivers.

Autumn
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post #2 of 12 (permalink) Old 15-03-2014, 17:41
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There is no financial reason to remain loyal to the same insurance company and it usually pays to shop around at renewal time.However your premium does sound reasonable and I think it unlikely that you will save much by changing insurance companies.

cheers Steve
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post #3 of 12 (permalink) Old 15-03-2014, 17:58
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Re: Rise In Premium

Quote:
Originally Posted by Autumn
So, is it worth shopping around?
Autumn
Yes!
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post #4 of 12 (permalink) Old 15-03-2014, 18:13
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I would phone your insurance company and ask them why the price has gone up so much and also that if that's the best price that they can give you,and shop around to see if you can get a better price

Dave
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post #5 of 12 (permalink) Old 15-03-2014, 18:19
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The biggest mistake people make when it comes to things that require you to renew is they just don't look around.....they feel they should be loyal.

just think how much extra you are paying overall when you add up all the things you renew each year, gas electric/broadband/mobile/car insurance/house insurance etc and don't bother to look around.......
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post #6 of 12 (permalink) Old 15-03-2014, 18:25 Thread Starter
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I did question the rise last year and was told emphatically that there was no better offer. I told the person I spoke to that I was going to shop around therefore. I was contacted again and told nothing cheaper was available. That's fine, I said, I am collecting other quotes. After a brief chat with a colleague, the lady offered me a lower price.

I was simply wondering it others thought this premium was high or reasonable. I have found Frank Pickles good to deal with but yes, we must be in the habit of getting the best deal, just as the companies do from us.

Autumn
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post #7 of 12 (permalink) Old 15-03-2014, 18:33
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Every year it's a pain with the cars, so I change providers annually with a quick internet search, but with the van we have stayed with Comfort, and I do compare their prices with others including MHF. Not an advert , but it works for us.

fatimasaysell.com is Mrs Adonisito's interesting blog!

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post #8 of 12 (permalink) Old 15-03-2014, 20:40
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I am paying slightly less than you Autumn, for a Citroen Relay PVC 2009. I am using Motorhome facts insurance.
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post #9 of 12 (permalink) Old 15-03-2014, 20:47
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It's always worth checking your quote

Every year we get an insurance quote on our house

Every year we tell them it's to high compared to others real or imaginary

And they reduce it by a substantial amount

Personally I'd prefer a realistic quote in the first place

I don't want to shop around I'd rather stay where I am

But not if they are ripping me off

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post #10 of 12 (permalink) Old 24-03-2014, 17:03 Thread Starter
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I thought I would post an update re my insurance quote.

I investigated insurance provided on this site and received a better quote of £193.56 compared with £239.43 from my current company, Frank Pickles, who I have insured my 'van with since purchasing it.

After informing Frank Pickles of the alternative quote, a very helpful lady came back with a new quote of £171.23. That's less than I paid last year! All the same benefits are included, including 90 days insurance cover when abroad.

I have always found Frank Pickles very easy and pleasant to deal with so I am very glad they have made it affordable for me to stay with them.

So, to save the hassle of moving insurers, the advice would appear to be contact your current company first.

Autumn
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