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I do most of my banking on my phone and only seldom have to use a card reader - that's if it's with a bank that uses them. I use my fingerprint to log on to the app, after having "woken" the phone with facial recognition - and often that is all that is needed. I would never want to go back to the "old ways" of doing it.
It's not fool proof Peter as some people have found out reading Computer Active.
Ray.
The FSA licensed a twice convicted fraudster to handle our life´s savings. Guess what? He robbed us of £750,000.
http://raynipper.com
Brexit is madness orchestrated by the insane.