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post #1 of 16 (permalink) Old 23-01-2021, 15:37 Thread Starter
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Angry VISA Credit Card Problem.

Hi,
Yesterday, I rang a campsite in Spain to pay a Ä100 deposit with a Nationwide VISA Credit Card, which was declined due to "Foreign currency"???
I also tried my other Mastercard credit card which also declined. I have used both cards in Europe before with no problems.

Anyone else had problems? I've contacted Nationwide but haven't had a reply yet.

Stay Safe.
Al.
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post #2 of 16 (permalink) Old 23-01-2021, 16:24
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Gosh, maybe more Brexit worries?
I guess we will all be very interested in this outcome. Both our UK Credit Cards still work as before in France so far.

Ray.
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post #3 of 16 (permalink) Old 23-01-2021, 17:33
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Agree with Ray, it could well be because your credit card issuer now requires authorisation to use in Europe now that the UK is not.....

We had similar with our French card when we wanted to buy something from Germany, which was because we had not asked to be able to use it for eg purchases over the phone or Internet i.e. when the cardholder was not present.

Give Nationwide a ring, they are sure to be to advise you, but please let us all know the outcome.
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post #4 of 16 (permalink) Old 23-01-2021, 18:40
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I doubt its to do with Brexit otherwise surely others would have reported it by now. Seems odd that its both cards though. Most Visa cards are international I think now. Thats kind of the whole point of them.

I know I had issues a couple of times on mine where I was near to my limit and trying to pay for fuel in France and they try and take a deposit of 100 Euros or something and I didnt have enough and it was declined.
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post #5 of 16 (permalink) Old 23-01-2021, 19:55
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Up to now i have only had to notify my bank if i was going to use my cards outside europe used to be by phone but now online i agree with Barry you have to be carefull when buying fuel as the block lasts 2 or3 days
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post #6 of 16 (permalink) Old 23-01-2021, 23:51
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Quote:
Originally Posted by sennen523 View Post
Hi,
Yesterday, I rang a campsite in Spain to pay a Ä100 deposit with a Nationwide VISA Credit Card, which was declined due to "Foreign currency"???
I also tried my other Mastercard credit card which also declined. I have used both cards in Europe before with no problems.

Anyone else had problems? I've contacted Nationwide but haven't had a reply yet.

Stay Safe.
Al.
Did you contact Nationwide with a phone call, they can normally answer queries immediately, but I donít think it will be there fault
as they would pay in Ä or any other currency. I would try the campsite again, maybe the person taking your call didnít realise they will be paid in Ä.
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post #7 of 16 (permalink) Old 24-01-2021, 08:41
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Nationwide have been very careful with our money lately. Had a couple of issues with paying for large items on our building project.

May I ask if you have investigated us all being able to travel to Spain? Feeling very envious of you booking a campsite
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post #8 of 16 (permalink) Old 24-01-2021, 12:58 Thread Starter
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Quote:
Originally Posted by patp View Post
Nationwide have been very careful with our money lately. Had a couple of issues with paying for large items on our building project.

May I ask if you have investigated us all being able to travel to Spain? Feeling very envious of you booking a campsite
Hi patp, certainly NOT going yet, but is a deposit for a campsite in February 2022, which we go to every year.

Stay Safe Everyone.
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post #9 of 16 (permalink) Old 24-01-2021, 13:20 Thread Starter
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Quote:
Originally Posted by JanHank View Post
Did you contact Nationwide with a phone call, they can normally answer queries immediately, but I donít think it will be there fault
as they would pay in Ä or any other currency. I would try the campsite again, maybe the person taking your call didnít realise they will be paid in Ä.
Hi Jan,
Thanks, have just rang Nationwide and it looks like a "merchant error" so will try the campsite again. I'll post the outcome.

Al
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post #10 of 16 (permalink) Old 25-01-2021, 13:09 Thread Starter
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Angry

Quote:
Originally Posted by sennen523 View Post
Hi Jan,
Thanks, have just rang Nationwide and it looks like a "merchant error" so will try the campsite again. I'll post the outcome.

Al
Hi All,
I rang Nationwide who definitely confirmed it's a Merchant error. I then phoned the campsite again and spoke to a receptionist who I know and speaks good English. I did explain that I was paying in Euros. The transaction failed with no message.

Very frustrating.
Stay Safe Everyone.
Al.
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