Credit check - Motorhome Forums, Motorhome Discussion, Motorhome Chat

User Tag List

 10Likes
Reply
 
LinkBack Thread Tools
post #1 of 20 (permalink) Old 11-09-2016, 12:01 Thread Starter
GMJ
Senior Member
 
GMJ's Avatar
 
Join Date: Jun 2014
Location: Beautiful west Wales - in the Cothi Valley
My Motorhome: 2017 Autotrail Comanche
Posts: 5,086
Thanks: 767
Thanked 302 Times in 281 Posts
Personal Aire
Credit check

This might be of interest to you folks (or perhaps your younger relatives/friends who are looking to secure a mortgage etc)...

http://www.moneysavingexpert.com/creditclub

In the past I have been put off getting my 'free' credit score as you have to enter bank details etc even though you can cancel later.

I did this one and no bank details (aside from the name) are required. It will give you your credit score and then if you want the full report you can pay £2. No worries if you don't. Being Martin Smith there's also other useful info provided too

Graham

Which ever way you look at it, we are MUCH BETTER OFF in the EU than outside!


GMJ is online now  
Sponsored Links
Advertisement
 
post #2 of 20 (permalink) Old 11-09-2016, 14:16
Senior Member
 
Pudsey_Bear's Avatar
 
Join Date: Sep 2008
Location: Keighley, Still in Gods County.
My Motorhome: 2002 Bessacarr E745.
Posts: 36,865
Thanks: 1,486
Thanked 942 Times in 883 Posts
Send a message via AIM to Pudsey_Bear Send a message via Yahoo to Pudsey_Bear
Yeah I did one last week, been advertising on TV for ages, Clear score, all done with no bank details, I was very surprised at how high my score was TBH.






.
GMJ and GMJ like this.
Pudsey_Bear is offline  
post #3 of 20 (permalink) Old 11-09-2016, 14:52
Senior Member
 
Join Date: May 2009
Location: UK and Katowice, Poland, plus All Europe
My Motorhome: Niesmann+Bischoff Arto 69GL (2003)
Posts: 12,253
Thanks: 843
Thanked 429 Times in 381 Posts
It did not work for me.

It repeatedly asked, at step 3, for Verification by account details and asked for a different account from previously, but when I tried to enter Current Account it said 'service not available'

Not really bothered as I am unlikely to borrow again, or maybe just to temporarily cover purchase/sale of MH if purchase comes first, and I do not want to cash ISA or Pension.

Geoff
nicholsong is online now  
 
post #4 of 20 (permalink) Old 11-09-2016, 16:07
Senior Member
 
raynipper's Avatar
 
Join Date: Aug 2008
Location: Normandy. Just up the D903 from the roundabout with the D15
My Motorhome: Hobby 750 now sold.
Posts: 19,347
Thanks: 961
Thanked 335 Times in 315 Posts
Send a message via Skype™ to raynipper
Yup, just did it and amazingly have a score of 990..??
I personally hate the whole concept of the credit agencies being judge, juror and executioner of people they have never met.

Ray.
chasper, chasper, GMJ and 1 others like this.

The FSA licensed a twice convicted fraudster to handle our life´s savings. Guess what? He robbed us of £750,000. http://raynipper.com
Brexit is madness orchestrated by the insane.
raynipper is online now  
post #5 of 20 (permalink) Old 11-09-2016, 16:15 Thread Starter
GMJ
Senior Member
 
GMJ's Avatar
 
Join Date: Jun 2014
Location: Beautiful west Wales - in the Cothi Valley
My Motorhome: 2017 Autotrail Comanche
Posts: 5,086
Thanks: 767
Thanked 302 Times in 281 Posts
Personal Aire
Totally agree Ray

Fortunately I am past having a mortgage or needing a loan for anything (touch wood). Mine was 999 plus 89% chance of getting a yes on CC's etc...not that I want/need anymore of them (2 for use in Blighty and a Clarity card for abroad)

I'll be VERY interested to see what my lad's scores are though

Graham

Which ever way you look at it, we are MUCH BETTER OFF in the EU than outside!


GMJ is online now  
post #6 of 20 (permalink) Old 11-09-2016, 16:21
Senior Member
 
Join Date: May 2009
Location: UK and Katowice, Poland, plus All Europe
My Motorhome: Niesmann+Bischoff Arto 69GL (2003)
Posts: 12,253
Thanks: 843
Thanked 429 Times in 381 Posts
Quote:
Originally Posted by raynipper View Post
Yup, just did it and amazingly have a score of 990..??
I personally hate the whole concept of the credit agencies being judge, juror and executioner of people they have never met.

Ray.
Ray

Look at it this way; at least we ave some idea of how they are rating each of us, instead of being in the dark.

Geoff
raynipper and raynipper like this.
nicholsong is online now  
post #7 of 20 (permalink) Old 11-09-2016, 16:25
Senior Member
 
blondel's Avatar
 
Join Date: Jun 2005
Location: north east England
My Motorhome: LMC
Posts: 871
Thanks: 40
Thanked 15 Times in 15 Posts
Personal Aire
I tried it but well into the questionnaire it asked for my bank details!

Pat
blondel is offline  
post #8 of 20 (permalink) Old 11-09-2016, 16:33 Thread Starter
GMJ
Senior Member
 
GMJ's Avatar
 
Join Date: Jun 2014
Location: Beautiful west Wales - in the Cothi Valley
My Motorhome: 2017 Autotrail Comanche
Posts: 5,086
Thanks: 767
Thanked 302 Times in 281 Posts
Personal Aire
Quote:
Originally Posted by blondel View Post
I tried it but well into the questionnaire it asked for my bank details!
Really?

It only asked for the name of my bank. Are you positive you are on the right thing?

You say "well in" to it but the whole thing was only 2 pages and 1 more for Experian just to check on what cards you carry!

Graham

Which ever way you look at it, we are MUCH BETTER OFF in the EU than outside!


GMJ is online now  
post #9 of 20 (permalink) Old 11-09-2016, 16:36
Senior Member
 
HermanHymer's Avatar
 
Join Date: Dec 2008
Location: Kirby Cane, Suffolk
My Motorhome: Hymer T625
Posts: 3,576
Thanks: 256
Thanked 236 Times in 218 Posts
Anyone tried noddle? It also doesn't make a note on your official credit record. I tried it and got a credit score of about 700, but then it knows I've been ski-ing.
hondaboy and hondaboy like this.

Viv

"When I was 17 the boys used to call me "Coke-bottle-legs". Fifty years later, they are still like Coke bottles. Sadly, the 2 litre version!"
HermanHymer is offline  
post #10 of 20 (permalink) Old 11-09-2016, 18:45 Thread Starter
GMJ
Senior Member
 
GMJ's Avatar
 
Join Date: Jun 2014
Location: Beautiful west Wales - in the Cothi Valley
My Motorhome: 2017 Autotrail Comanche
Posts: 5,086
Thanks: 767
Thanked 302 Times in 281 Posts
Personal Aire
Quote:
Originally Posted by HermanHymer View Post
Anyone tried noddle? It also doesn't make a note on your official credit record. I tried it and got a credit score of about 700, but then it knows I've been ski-ing.
The MSE one I linked to is a soft search as well, so no record kept either.

Graham

Which ever way you look at it, we are MUCH BETTER OFF in the EU than outside!


GMJ is online now  
Reply

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the Motorhome Forums, Motorhome Discussion, Motorhome Chat forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in










Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page



Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome