MHF Insurance query - Page 3 - Motorhome Forums, Motorhome Discussion, Motorhome Chat

User Tag List

Reply
 
LinkBack Thread Tools
post #21 of 74 (permalink) Old 10-03-2012, 18:55
Senior Member
 
Landyman's Avatar
 
Join Date: Apr 2010
Location: Silly Suffolk or on an airfield somewhere in the UK.
My Motorhome: Carthago Chic C-Line I 5.0
Posts: 865
Thanks: 12
Thanked 56 Times in 38 Posts
Personal Aire
I'm sure there must be some confusion here and that the person at the insurance company is mixing up normal parking and storage.
If the vehicle is not stored on your own property i.e. your driveway, most insurers insist it must be in a secure compound or a CASSOA site.

From MHF Insurance booklet, exclusions:-

Cover in respect of fire or theft whilst your motor caravan is in storage, unless
a) your motor caravan is stored at your private address; or
b) Your motor caravan is stored on the private driveway of a close friend or relative, provided that it forms part of their property (subject to acceptance of postcode)
c) your motor caravan is stored in a securely locked and alarmed building; or
d) your motor caravan is stored in a securely fenced and locked storage compound with the following minimum protection; or
i) security lighting
ii) mobile security patrols and/or a resident caretaker or operator of the storage compound whose private dwelling house is immediately adjacent to the sole access point to the storage compound.
e) Your motor caravan is stored at a CASSOA gold facility.

Landyman is offline  
Sponsored Links
Advertisement
 
post #22 of 74 (permalink) Old 10-03-2012, 19:07
Senior Member
 
SilverF1's Avatar
 
Join Date: Feb 2009
Location: Worcestershire
Posts: 519
Thanks: 0
Thanked 0 Times in 0 Posts
Quote:
Originally Posted by Landyman
I'm sure there must be some confusion here and that the person at the insurance company is mixing up normal parking and storage.
If the vehicle is not stored on your own property i.e. your driveway, most insurers insist it must be in a secure compound or a CASSOA site.


[/i]
I think Landyman is right in his view of what the insurers said to the OP

Norman ´n´ Liz
Moving on
SilverF1 is offline  
post #23 of 74 (permalink) Old 10-03-2012, 19:19
Senior Member
 
Landyman's Avatar
 
Join Date: Apr 2010
Location: Silly Suffolk or on an airfield somewhere in the UK.
My Motorhome: Carthago Chic C-Line I 5.0
Posts: 865
Thanks: 12
Thanked 56 Times in 38 Posts
Personal Aire
Quote:
I think Landyman is right in his view of what the insurers said to the OP
My wife tells me that I'm always right, at least that's what I think.

Landyman.
Landyman is offline  
 
post #24 of 74 (permalink) Old 10-03-2012, 19:27
Senior Member
 
Koppersbeat's Avatar
 
Join Date: May 2005
Location: West Wittering,Chichester
Posts: 305
Thanks: 0
Thanked 0 Times in 0 Posts
Slightly off topic from the OP ,but just to add ,MHF insurance would not insure our new van unless we had Thatcham 1 alarm and tracker.

Ended up with Saga at a fraction of price and not interested in alarm details.
Helen
Koppersbeat is offline  
post #25 of 74 (permalink) Old 10-03-2012, 20:24
Senior Member
 
Join Date: May 2005
Location: Worcs
My Motorhome: Hobby Siesta HGE
Posts: 6,628
Thanks: 32
Thanked 14 Times in 13 Posts
Quote:
Ended up with Saga at a fraction of price
Take a close look at any renewal quote. You'll probably find the price has tripled

Im Hotel bin ich Gast; im Wohnmobil darheim
Chez soi-C´est ou on se stationne!!
Telbell is offline  
post #26 of 74 (permalink) Old 10-03-2012, 21:33
Senior Member
 
Join Date: Nov 2005
Location: Lake District
Posts: 271
Thanks: 0
Thanked 0 Times in 0 Posts
Quote:
Originally Posted by Koppersbeat
Slightly off topic from the OP ,but just to add ,MHF insurance would not insure our new van unless we had Thatcham 1 alarm and tracker.

Ended up with Saga at a fraction of price and not interested in alarm details.
Helen
Also slightly OT:
When I tried MHF for a quote they said that because I did not keep my MH at my home address, after taking all my details, they would have to check with their underwriter and would get back to me. They never did..... so my business went elsewhere!
Brian
Medallionman is offline  
post #27 of 74 (permalink) Old 10-03-2012, 22:26
Senior Member
 
Koppersbeat's Avatar
 
Join Date: May 2005
Location: West Wittering,Chichester
Posts: 305
Thanks: 0
Thanked 0 Times in 0 Posts
Telbell,
The quotes I got were for March 1st last week,the day we collected our new van in France.
Koppersbeat is offline  
post #28 of 74 (permalink) Old 10-03-2012, 22:40
Senior Member
 
javea's Avatar
 
Join Date: Jun 2007
Location: Nottinghamshire France and Spain
My Motorhome: Hymer B544SL
Posts: 2,609
Thanks: 18
Thanked 97 Times in 90 Posts
Quote:
Originally Posted by Koppersbeat
Telbell,
The quotes I got were for March 1st last week,the day we collected our new van in France.

I imagine that Telbell is referring to the fact that saga do tend to increase premiums substantially when you have been with them a couple of years, hoping that you will not bother to seek alternatives.

Happened to me, Comfort quoted half the price two years ago and their price has not varied a lot.
javea is offline  
post #29 of 74 (permalink) Old 11-03-2012, 07:45
Senior Member
 
Join Date: Sep 2007
Posts: 1,563
Thanks: 0
Thanked 1 Time in 1 Post
I'm watching this carefully. Currently with MHF insurance and due to renew. Got a quote separately through the website which is competitive but even though the original issue may be some type of misunderstanding from the telephone contact, I'll wait for a bit of re-assurance, if you forgive the pun.
duxdeluxe is offline  
post #30 of 74 (permalink) Old 11-03-2012, 07:59 Thread Starter
Senior Member
 
bulawayolass's Avatar
 
Join Date: Jul 2010
Location: Mud Island
Posts: 1,593
Thanks: 0
Thanked 0 Times in 0 Posts
I promise as soon as l get the info to get it up here. l did try to make clear what l was talking about & the lady did seem to understand and l gave the example of parking up at a beauty spot while touring and spending the night there but she said no wouldnt be covered she checked with her supervisor who agreed.

Someone asked if l was with mhf no at moment with caravan guard. mhf is about 100 more but l feel better and l can use it if l want at work well may be able to depending on this park up thing.

Brian l love you for eternity you are my rock and my life there will never be anyone like you or who could take your place.
bulawayolass is offline  
Reply

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the Motorhome Forums, Motorhome Discussion, Motorhome Chat forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in










Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page



Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome