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post #11 of 26 (permalink) Old 01-09-2011, 10:35 Thread Starter
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In dvla office now will post again later

How´s my driving? Call 0800..........AAAAARRGH!!
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post #12 of 26 (permalink) Old 01-09-2011, 10:59 Thread Starter
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believe it or not back from DVLA

The info from counter service is that she is a resident and is allowed to drive in the UK on an EU issued licence until the age of 70 (he qualified this as "actually pensionable age but that keeps changing")

She can, if she wants to, surrender her German licence to Swansea and simply exchange for a full valid UK licence without taking a test

I am more comfortable now that she is "legal" and all we have to do is find an insurance company to cover her

Does anyone know if MHF have any links to brokers who might do the legwork for me as I'm struggling to get any work done today?

Or can I take a policy from Aviva via MHF for just me as a driver and spend a couple of weeks shopping around and then cancel the policy?

How´s my driving? Call 0800..........AAAAARRGH!!
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post #13 of 26 (permalink) Old 01-09-2011, 11:13
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is the issue with the insurance solely based on her EU licence ?
If so then if she can just exchange her licence for a UK one then why not do that ?

Note: even though initially MHF insurance was discussed I am in no way, shape or form an Insurance specialist or qualified to talk about it
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post #14 of 26 (permalink) Old 01-09-2011, 11:17
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That is the bit I cannot understand,if all you have to do is pay 50 and exchange one licence for another where is the problem. or have I missed an important fact.

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post #15 of 26 (permalink) Old 01-09-2011, 11:33 Thread Starter
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Thanks nukeadmin

I know that's the simple solution but in her mind it's not simple to let go of a part of her national identity. It's also not a quick fix.

I appreciate the response so far but would like to focus on finding insurance for both of us with the existing licence situation. Failing that I will insure myself and sort out either a change of licence or a change of insurer at a later date.

Any insurance suggestions welcome

How´s my driving? Call 0800..........AAAAARRGH!!
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post #16 of 26 (permalink) Old 01-09-2011, 11:35 Thread Starter
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Originally Posted by cabby
That is the bit I cannot understand,if all you have to do is pay 50 and exchange one licence for another where is the problem. or have I missed an important fact.

cabby
The problem is that Aviva via the MHF site will not accept her German licence as a valid licence as their small print states that all drivers on the policy must have a full valid UK driving licence

How´s my driving? Call 0800..........AAAAARRGH!!
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post #17 of 26 (permalink) Old 01-09-2011, 11:50
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Insurance companies eh? It would be interesting to know how they can possibly justify this. It never ceases to amaze me how arbitrary their rules are. I'm sure someone will come on and say that all their rules have actuarial evidence behind them. I don't believe a word of it. I wish you luck on finding a sensible insurance company rather than one that is too idle or ignorant to take on anything that 'might' be a little bit complicated for them.

Phil
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post #18 of 26 (permalink) Old 01-09-2011, 12:46
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Quote:
Originally Posted by commuter
Quote:
Originally Posted by cabby
That is the bit I cannot understand,if all you have to do is pay 50 and exchange one licence for another where is the problem. or have I missed an important fact.

cabby
The problem is that Aviva via the MHF site will not accept her German licence as a valid licence as their small print states that all drivers on the policy must have a full valid UK driving licence
Surely that must be challengeable under the EU law on ease of movement and right to live and work in ANY EU country.

How can you "live and work" somewhere (especially the UK with it's abysmal, compared to elsewhere, public transport) if you cannot obtain car insurance?

It may be worth a call to Aviva to ask them when an EU driving licence is not an EU driving licence and why?

How do all the Polish/Portguese/Romanian/Latvian/etc. workers over here get insurance for their English registered cars?
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post #19 of 26 (permalink) Old 01-09-2011, 13:21
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you could try temp cover.com, enter relevant details and pay via credit card, you can then print off the temp insurance cert there and then

dont know if motorhomes are specified but you could fill in as Fiat Ducato or whatever and enetr the value etc as requested.

John
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post #20 of 26 (permalink) Old 01-09-2011, 14:30 Thread Starter
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thought I'd managed to find a broker who can cover us. After going through the motions he gave me a figure including cover for my wife.

I went away to have a quick look at what was included and came to the conclusion that it matched Aviva .......too closely

Sure enough when I asked (forgot on the first call as I was so excited) it turned out to be Aviva

he looked again and came back with LV as another option (they cover us for our two cars so I'm 99.9% confident they will cover us for the motorhome)

I got a quote from LV a couple of nights ago which was overpriced and was surprised when the broker came back 130 cheaper for the same cover

Lets have a look at the quote when i get it in writing

How´s my driving? Call 0800..........AAAAARRGH!!
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