Join Date: Feb 2006
Location: Mid Norfolk
Thanked 50 Times in 42 Posts
We considered ADAC as it is relatively cheap and gets good write-ups but it doesn't do "at home". To us, that was important, so we went with RAC through CCC ("arrival" scheme, which covers you off road eg campsites as well).
A couple of weeks later, in the depth of December's cold spell, the front suspension on the car collapsed just as I was leaving the drive - the RAC breakdown truck took it to my local garage, who said they would have charged £80 transportation.
Probably the money I could save with ADAC would cover these sort of expenses, especially over a few years. But if I'm away and Barbara can't get the car started (fortunately a rare occurence), she will have to wait for someone in the family to be off work and able to help (and no guarantee that they will be able to sort things). Our rural bus service is infrequent and taxis are expensive - if we lived in a town I might go with ADAC.
Only you can make the appropriate choices!
Good luck - Gordon