Join Date: Jun 2013
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MHF insurance - whats not covered
I have the van insurance with MHF and its a good price - well I though it was.
We are off to France and Spain next week and taking the bikes with us for the first time.
I thought I would check if they are covered on the insurance. The policy advert says personal belongings are covered, but when you read the policy document there is a list of everything you can think of that isn't covered such as cameras, phones, bikes, laptops, sat nav, cash, cards, etc. They even especially mention stamp collections are not covered!
I phoned to clarify and its right, the only personal belongs that are covered are essentials such as you socks, saucepans, bedding, etc.
and told that my bikes and other items need to be covered by any household or other insurance.
Perhaps need to check whats covered with the travel insurance.
Anyway, I'm not necessarily complaining but just a warning to others if they think they are fully covered for everything they take away with them - especially if you like to travel with your stamp collection.
Its not clear if my insect collection on the number plate is covered?