travel insurance abroad with pre existing medical conditions - Motorhome Forums, Motorhome Discussion, Motorhome Chat

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post #1 of 19 (permalink) Old 24-02-2009, 13:02 Thread Starter
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travel insurance abroad with pre existing medical conditions

hi, we recently travelled to australia via singapore and back via thailand a total of 75 days, before we went i looked for insurance which included cover for pre existing medical conditions (including angina), all the companies quotes seemed to almost double when you entered the conditions but i found a company www.karmainsurance.com/ that the premium only went up about £45. luckily we didn't need to claim for anything so i cant say how good they are when you do but they are an ethical company and on the basis that i used them i can recommend them. i have had a letter from them offering a discount for friends and family of 10% if you quote a code 8365 9261, don't know if this will work or not. just to confirm i have no affiliation or relationship to this company i just found them so much cheaper than the rest, cheers, derek bridson
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post #2 of 19 (permalink) Old 24-02-2009, 13:41
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Well done Derek- I think there's a few of us on here who would be interested in that.
(and you've got your first "thanks on the button" )

Im Hotel bin ich Gast; im Wohnmobil darheim
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post #3 of 19 (permalink) Old 24-02-2009, 15:52
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Thanks for that one Derek will give it a try.

Steve
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post #4 of 19 (permalink) Old 26-02-2009, 23:10
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Just tried them

70+, 90 days, Europe, couple = just over £1200 - they must be either joking or they are run by Gordon Brown.
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post #5 of 19 (permalink) Old 02-03-2009, 17:51
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pre existing conditions - insurance

hi - last year we took out an annual insurance with these people...as found on Martin Lewis website...
#................................................. .......

Get cheaper limited cover with EHICplus.

www.ehicplus.com

Alongside getting an EHIC card get a quote from insurer the Medical Screening Company’s* special EHICplus annual travel insurance. It’ll cover any costs you incur for treatment when using the EHIC card in a state-run hospital, plus private ambulances and medication costs.

Thus, should the worst happen, you must insist you're taken to a state hospital not a private clinic. The rest of its cover is on a par with similar policies, with baggage, cancellation, curtailment and repatriation cover offered as standard.

It’s often the cheapest route, as it has a higher tolerance of pre-existing conditions than many other insurers, though of course the cover is more limited."............................

I don't know how it is for long term travelling, it does say up to 4 months on the web site, and as we are still working ,its weeks at a time rather than months that we need. The initial quote they gave us was great - and even going through their screening (heart attack and asthma) the price didn't go up. It might help someone......
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post #6 of 19 (permalink) Old 02-03-2009, 18:08
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I used Tesco last time for medical condition travel insurance quite competitive.
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post #7 of 19 (permalink) Old 02-03-2009, 20:42
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Re: travel insurance abroad with pre existing medical condit

Quote:
Originally Posted by delboy57
hi, we recently travelled to australia via singapore and back via thailand a total of 75 days, before we went i looked for insurance which included cover for pre existing medical conditions (including angina), all the companies quotes seemed to almost double when you entered the conditions but i found a company www.karmainsurance.com/ that the premium only went up about £45. luckily we didn't need to claim for anything so i cant say how good they are when you do but they are an ethical company and on the basis that i used them i can recommend them. i have had a letter from them offering a discount for friends and family of 10% if you quote a code 8365 9261, don't know if this will work or not. just to confirm i have no affiliation or relationship to this company i just found them so much cheaper than the rest, cheers, derek bridson
Hi Derek
I just tried that web site unfortunately they declined saying unable to cover, I have a heart condition but they wont cover don't blame them it's a serious issue. Never mind but thanks for the link, shall stay with EHIC+.
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post #8 of 19 (permalink) Old 02-03-2009, 22:35
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The collective members of our esteemed insurance industry all bolt for the hills when I get on the blower.

The last time I went to the Royal London for a consultation, they wheeled my files in on a trolley.

Mike
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post #9 of 19 (permalink) Old 28-11-2019, 23:39
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I have a question please
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post #10 of 19 (permalink) Old 28-11-2019, 23:39
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https://forums.motorhomefacts.com
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