Join Date: Apr 2007
Thanked 154 Times in 151 Posts
We have cover with our Nationwide account but had to upgrade it for Chris's health issues. I was quite happy with the quote to cover his heart and lung conditions for a ninety day single trip. It was about £340 extra.
Then I remembered that Papworth, on discharging him, said they were sending a letter to his GP for an echocardiogram, a CT scan and sputum test to be done just to make sure his chest infection had fully cleared up. (Why Papworth could not have done these tests is beyond me). To be honest we thought that the GP had shelved the idea, of more tests, due to Chris not chasing them up.
Ah! thinks I. This is a good reason for them to dodge any future claim because they might say that he was still "under treatment".
I gave the broker a ring and, sure enough, the underwriters class these follow up tests as being on a waiting list or something like that. They cancelled his cover and kept a large chunk of the premium due to it being over 14 days since we took it out!
Have I ever said how much I hate insurance companies?