Had an accident, insurance help needed please - Page 2 - Motorhome Forums, Motorhome Discussion, Motorhome Chat

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post #11 of 21 (permalink) Old 20-11-2016, 17:46
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Just what does your husband (and others) want to "fight"?

The insurance company have accepted liability, does he realistically expect them to reverse that decision?

I am happy to explain things to him, PM me for my number.

Andy
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Its not the destination that matters.

It's who you share the journey with (even if like me, itís in a caravan!)
I am very fortunate to have Mrs Plodd to share mine with
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post #12 of 21 (permalink) Old 20-11-2016, 18:01
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A few years ago I was accelerating off a roundabout on a dual carriageway in the outside line with three vehicles in front of me. Unfortunately the one immediately in front of me was a van and so I didn't spot when the car right at the front (driven by a French lady) did an emergency stop because it subsequently transpired she thought she had taken the wrong exit at the roundabout. Her car was mostly destroyed by the one immediately behind her that failed to stop and in turn that got further written off by the van in front of me. I nearly stopped but not quite although I was the only one able to subsequently drive away. Despite it not really being my fault, it was of course because I should have been able to stop when the van in front piled into the back of the car in front of it.

So in a similar way I think you also have to accept liability on this one - as much as it grieved me at the time!
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post #13 of 21 (permalink) Old 20-11-2016, 18:19
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I have to agree with mrplodd, he is qualified to answer this correctly. My only question, was your husband with you in the vehicle at the time of the accident.


cabby
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Don't be silly all the time ask your question.
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post #14 of 21 (permalink) Old 20-11-2016, 18:20
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We all make mistakes cypsysal

Forget it and move on

And maybe buy a dash cam

At least youcouldcheck back on the footage

Sandra
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post #15 of 21 (permalink) Old 20-11-2016, 23:44
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- obviously if you couldn't pull over further into the road due to traffic then I'd not admit liability or responsibility . . .

The people shouldn't be fearful of the government,
The government should be fearful of the people
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post #16 of 21 (permalink) Old 21-11-2016, 00:54
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Quote:
Originally Posted by vicdicdoc View Post
- obviously if you couldn't pull over further into the road due to traffic then I'd not admit liability or responsibility . . .
But surely if you can't pull over to avoid it then you should stop? Just as you would if there was a broken down car in the road or a cyclist or a pedestrian.
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Peter
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post #17 of 21 (permalink) Old 21-11-2016, 14:45
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Totally agree Peter, hence my comment in my original post about what would have been done if it was a child's foot sticking out?

The onus is on the driver clearly to avoid hitting things, even if they are difficult to see, it is still the driver's responsibility to avoid the object by changing course r slowing or stopping until the route around is clear.

The RAC may say the van was not well parked, but that does not make the driver of that vehicle liable in any way IMO. The onus remains with the driver, fortunately the OP has stressed that is their view, but her husband is for fighting it.... but fighting what? or whom? The insurance company has accepted liability, even if the driver's husband does not want to take the step of saying "OK it's happened, let's move forward" (Shades of remainers? )

Her husband may benefit from the sage advice that Andy (MtPlodd) has given, he may not be "official" now but his view is certainly the most supported one on here....

Accept and move on.....

Dave

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Any comments above are only MY OPINION and should be read as that.

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post #18 of 21 (permalink) Old 21-11-2016, 16:01
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This is a case when the footage from a dash cam would have been very useful.
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post #19 of 21 (permalink) Old 21-11-2016, 21:40
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I am still waiting to hear if the husband was in the vehicle at the time or not.

cabby

Don't be silly all the time ask your question.
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post #20 of 21 (permalink) Old 22-11-2016, 09:23
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Time to let this thread die I think, nothing useful to add.
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