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post #61 of 73 (permalink) Old 17-06-2016, 13:36
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Quote:
Originally Posted by exmusso View Post
Hi all,
Recently upgraded my Nationwide account to Flexplus which gives breakdown cover through Britannia Rescue.
Under section E it states:-

"For all vehicles, caravans or trailers and motorhomes, if appropriate you must always carry a legal and serviceable spare wheel or a manufacturer supplied or approved emergency tyre inflation kit or equipment and keys for any tyre security devices"

So on that basis if your motorhome came with a spare wheel and tyre, you would be obliged to carry it unless the manufacturer approved the 'gunge' kit in its place.

I have a spare in my motorhome garage reasonably accessible and have tried changing wheels at home OK apart from the Fiat jack being almost at it's height limit for removing the rears.

I also carry a small bottle jack but never been out the box.

Cheers,
Alan
As an Insurance Lawyer I consider that phrase most unhelpful, and open to challenge on the basis that its meaning is not clear, were the Underwriters to rely on it to deny a claim.

Geoff
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post #62 of 73 (permalink) Old 17-06-2016, 14:19
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Quote:
Originally Posted by nicholsong View Post
As an Insurance Lawyer I consider that phrase most unhelpful, and open to challenge on the basis that its meaning is not clear, were the Underwriters to rely on it to deny a claim.

Geoff
Hi Geoff,
In the section "What isn't covered" it states:-
The cost of supplying a spare wheel and tyre if a serviceable one cannot be provided by you"
So I don't think they would deny the claim but you'd need to pay probably over the top.

Cheers,
Alan

It won't be long until a wee while now.
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post #63 of 73 (permalink) Old 17-06-2016, 14:53
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I don't really care about what is or not covered by insurance regarding breakdown punctures.I have dealt with rather a lot in previous employment.
I always carry a serviceable spare wheel in all my vehicles.I consider it more than silly not to.You know it makes sense.


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Don't be silly all the time ask your question.
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post #64 of 73 (permalink) Old 17-06-2016, 15:06
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Quote:
Originally Posted by exmusso View Post
Hi Geoff,
In the section "What isn't covered" it states:-
The cost of supplying a spare wheel and tyre if a serviceable one cannot be provided by you"
So I don't think they would deny the claim but you'd need to pay probably over the top.

Cheers,
Alan
Well I would have thought that for those who do not have a spare wheel carrier, but have space for a spare tyre that might satisfy the requirement, since one already has a wheel which is serviceable and a tyre also - of course they could charge for inflating it

Geoff
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post #65 of 73 (permalink) Old 17-06-2016, 15:10
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No one has mentioned the possibility of having a damaged rim where would that leave one.

cabby
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Don't be silly all the time ask your question.
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post #66 of 73 (permalink) Old 17-06-2016, 17:04
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No one has mentioned the possibility of having a damaged rim where would that leave one.

cabby
Searching for the club hammer in the toolbox
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post #67 of 73 (permalink) Old 17-06-2016, 23:40 Thread Starter
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Great debate guys. Still considering of course but so far no totally convincing arguments to the keep it campaign.

It (the spare wheel) is sitting on my ramp smiling down at me.

Keep it up. I am about 60 - 40 against still. Mainly because of no tyre issues in over twenty years and god knows how many cars etc. Including 3 years with the Tribute all over the place inc most of Europe. I hope MR SOD is not listening!!

Here's a wee laugh.. I am on the phone to the RAC to arrange breakdown cover for my Honda ST1100 Pan Euro prior to a trip to Spain. I ask about punctures and are they covered. Girl says yes we would send someone out to fit your spare if required. I emphasise the fact that it is a large motorcycle and motorcycles seldom carry spare wheels. Girl goes off to check with her supervisor.. Supervisor comes on the phone and asks why I cant fit the spare wheel myself!!!! ETC ETC... LOL...

I gave up and took out AA 5star travel who did cover for punctures and knew what a large motorcycle was.

Happy days.

Much enjoying the post.

Take care and the best of health to you all.

Al' ....
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Last edited by alexblack13; 17-06-2016 at 23:43.
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post #68 of 73 (permalink) Old 18-06-2016, 11:04
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Quote:
Originally Posted by cabby View Post
No one has mentioned the possibility of having a damaged rim where would that leave one.

cabby
Are we still talking tyres Phil
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post #69 of 73 (permalink) Old 18-06-2016, 11:07
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It's a bit of a Marmite subject this, I'd always take a spare and ensure it was inflated, but I respect that for whatever reason/s some make not wish too.
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post #70 of 73 (permalink) Old 19-06-2016, 18:36
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I think I've gone over the top. I sourced a tyre to carry inside the garage as the MH only came with gunk. I then managed to pick up a new wheel and tyre from eBay and so put that in the garage

I was at home and discovered a screw in the outer edge of the tyre and as the local depot was very close I went in and asked them to change the wheel for me and effect a repair to the tyre. This was not possible because of where the damage was and so I fitted my spare tyre at the same time giving me 2 new tyres in one go and the part worn to stay in the garage.

We had a special offer at work of commercial vehicle tyre diy repair kits and so I have one of those stashed alongside the gunk, the spare and compressor.

The jack though is consigned to home as I would have no desire to try to lift the MH on a scissor jack and to carry a trolley maybe a step too far, and heavy
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