As an Insurance Lawyer I consider that phrase most unhelpful, and open to challenge on the basis that its meaning is not clear, were the Underwriters to rely on it to deny a claim.

Geoff

Hi Geoff,
In the section "What isn't covered" it states:-
The cost of supplying a spare wheel and tyre if a serviceable one cannot be provided by you"
So I don't think they would deny the claim but you'd need to pay probably over the top.

Cheers,
Alan

I don't really care about what is or not covered by insurance regarding breakdown punctures.I have dealt with rather a lot in previous employment.
I always carry a serviceable spare wheel in all my vehicles.I consider it more than silly not to.You know it makes sense.


cabby

Well I would have thought that for those who do not have a spare wheel carrier, but have space for a spare tyre that might satisfy the requirement, since one already has a wheel which is serviceable and a tyre also - of course they could charge for inflating it

Geoff

No one has mentioned the possibility of having a damaged rim where would that leave one.

cabby

Searching for the club hammer in the toolbox

Great debate guys. Still considering of course but so far no totally convincing arguments to the keep it campaign.

It (the spare wheel) is sitting on my ramp smiling down at me.

Keep it up. I am about 60 - 40 against still. Mainly because of no tyre issues in over twenty years and god knows how many cars etc. Including 3 years with the Tribute all over the place inc most of Europe. I hope MR SOD is not listening!!

Here's a wee laugh.. I am on the phone to the RAC to arrange breakdown cover for my Honda ST1100 Pan Euro prior to a trip to Spain. I ask about punctures and are they covered. Girl says yes we would send someone out to fit your spare if required. I emphasise the fact that it is a large motorcycle and motorcycles seldom carry spare wheels. Girl goes off to check with her supervisor.. Supervisor comes on the phone and asks why I cant fit the spare wheel myself!!!! ETC ETC... LOL...

I gave up and took out AA 5star travel who did cover for punctures and knew what a large motorcycle was.

Happy days.

Much enjoying the post.

Take care and the best of health to you all.

Al' ....

Are we still talking tyres Phil

It's a bit of a Marmite subject this, I'd always take a spare and ensure it was inflated, but I respect that for whatever reason/s some make not wish too.

I think I've gone over the top. I sourced a tyre to carry inside the garage as the MH only came with gunk. I then managed to pick up a new wheel and tyre from eBay and so put that in the garage

I was at home and discovered a screw in the outer edge of the tyre and as the local depot was very close I went in and asked them to change the wheel for me and effect a repair to the tyre. This was not possible because of where the damage was and so I fitted my spare tyre at the same time giving me 2 new tyres in one go and the part worn to stay in the garage.

We had a special offer at work of commercial vehicle tyre diy repair kits and so I have one of those stashed alongside the gunk, the spare and compressor.

The jack though is consigned to home as I would have no desire to try to lift the MH on a scissor jack and to carry a trolley maybe a step too far, and heavy