Join Date: May 2011
Location: Scottish Borders
Thanked 51 Times in 47 Posts
"EHIC covers everything that you are covered for in the UK under the NHS" No it doesn't. I wish people would stop posting misleading information. Here's what is says: "The card gives access to state-provided medical treatment only, and you'll be treated on the same basis as an 'insured' person living in the country you're visiting. Remember, this might not cover all the things you'd expect to get free of charge from the NHS in the UK. You may have to make a contribution to the cost of your care."
You get the same as a citizen of the country, not what is provided by the NHS.
As for not taking out insurance because "other than for repatriation" ...Fine. Just don't ever need repatriated. It could cost many thousands. My insurance for 2 of us, 90 days is £142. As a proportion of the total cost of our trip it is tiny and well worth it. But then I don't like to gamble.