Join Date: Mar 2010
My Motorhome: Pilote Reference P716
Thanked 134 Times in 90 Posts
Insurance - give me strength!
We have recently bought another more expensive MH and we pick it up in about a weeks time.
The Insurance policy on the 'old' MH runs out about a couple of days after we get the newer MH and vehicle details will, of course, be different from last year and I'm a year older so I expect the premiums to be higher.
But as I attempt to find a good deal I get bemused by the range of questions asked by different companies.
Some ask if I, or the co-pilot, have health problems – but others don't.
One won't even give me a quote because the new MH doesn't have a GPS tracker.
One asked how many years I'd driven a MH presumably to check my competence to drive a vehicle bigger than a car – but gave me no space to explain I'd driven many vans as large, or even larger, than a MH as a delivery driver for many years.
Some ask about previous accident claims in either the past three or five years - and others don't.
Then I find Comfort and MHF insurance both use Aviva - but I get different figures from them with a like-for-like policy.
I've avoided comparison web sites and stuck to the insurance companies mentioned on Motorhome forums but it's like pulling teeth to find the best/better quotes – does a glass of red or amber nectar close to hand help in any way?